DETAIL ABOUT PM KISAN MAANDHAN YOJANA (PM-KMY)

DETAIL ABOUT PM KISAN MAANDHAN YOJANA (PM-KMY)

WHAT IS PM MAANDHAN YOJANA ?

PM Kisan Maandhan Yojana (PM-KMY) is a voluntary and contributory pension scheme for small and marginal farmers launched in 2019. Farmers aged 18–40 contribute a small monthly amount (₹55–₹200 depending on entry age) and receive a guaranteed pension of ₹3,000/month after reaching 60 years of age. The Government of India contributes an equal matching amount to the Pension Fund.

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PM Kisan Maandhan Yojana — Quick Overview

Scheme Name PM Kisan Maandhan Yojana 2026 — ₹3,000/Month Pension for Farmers
Launched By Government of India
Launch Year 2019
Benefit ₹3,000/month guaranteed pension after age 60 — government matches every rupee you contribute
Category Agriculture
Last Verified 2 May 2026
Official Portal https://maandhan.in

                         CLICK THE LINK 

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Who is Eligible for PM Kisan Maandhan Yojana?

Small and marginal farmer (land holding up to 2 hectares)

Age between 18 and 40 years at time of enrolment

Should be in the land records of the state

Not covered under other social security pension schemes (NPS, ESIC, EPFO)

Not an income tax payer

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Documents Required for PM Kisan Maandhan Yojana

AADHAAR CARD - MANDATORY

LAND RECORDES/KHASRA-KHATAUNI

BANK PASSBOOK - AADHAAR LINKED FOR DBT 

MOBILE NUMBER LINKED TO AADHAAR

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How to Apply for PM Kisan Maandhan Yojana Online?

  1. नजदीकी Common Service Centre (CSC) पर जाएं
  2. CSC VLE को आधार कार्ड, बैंक पासबुक और Land Records दें
  3. अपनी उम्र के हिसाब से मासिक अंशदान चुनें (₹55–₹200/माह)
  4. नामांकन फॉर्म भरें — VLE वहीं रजिस्ट्रेशन करेगा
  5. Pension Card मिलेगा — हर महीने अंशदान automatic deduct होगा
  6. 60 वर्ष के बाद ₹3,000/माह pension सीधे बैंक में DBT से

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FREQUENTLY ASKED QUESTIONS(FAQs)

1.How much pension will I receive?

Eligible farmers receive ₹3,000 per month (₹36,000 per year) after turning 60.

 2.How much do I need to contribute?

Monthly contribution depends on your age at enrollment:

  • 18 years: ₹55/month
  • 25 years: ₹80/month
  • 30 years: ₹110/month
  • 35 years: ₹150/month
  • 40 years: ₹200/month

 3.Does the Government contribute?

Yes. The Government of India contributes an equal matching amount to your pension account.

 4.At what age will I start receiving the pension?

The pension starts after you complete 60 years of age.

 5.How can I apply?

You can enroll through:

  • Common Service Centre (CSC)
  • State Agriculture Department
  • Authorized enrollment centers

6.Can I exit the scheme before 60 years?

Yes. The scheme allows voluntary exit under prescribed conditions. The amount returned depends on the duration of contribution and applicable scheme rules.

 7.What happens if the farmer dies before the age of 60?

The spouse can continue contributing until the original maturity age or exit the scheme and receive benefits according to the scheme guidelines.

 8.What happens after the pension starts if the farmer dies?

The spouse is eligible to receive 50% of the pension as a family pension, subject to the scheme rules.

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