Agriculture infrastructure fund (AIF)
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Agriculture Infrastructure Fund (AIF)
Empowering farmers through modern agricultural infrastructure and affordable financing.
What is AIF?
The Agriculture Infrastructure Fund (AIF) is a flagship Government of India financing scheme launched to support the creation of post-harvest management infrastructure and community farming assets. It provides affordable credit to farmers, FPOs, agri-entrepreneurs, cooperatives, and startups for building modern agricultural facilities.
Key benefits
- 3% intrest subvention on eligible loans upto 2crore rupees
- long-term finance for viable infrastructure projects
- credit guarentee support for eligible borrowers
- better farmer income through storage< processing and value addition
Eligible infrastructure
- warehouse & silos
- cold storage
- grading and packhouses
- custom hiring centres
Also includes primary processing units, logistics infrastructure, smart farming, drones, IoT systems, nurseries, and seed processing facilities.
Who Can Apply?
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Individual Farmers
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Farmer Producer Organizations (FPOs)
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PACS & Cooperatives
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Self-Help Groups (SHGs)
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Agri Startups & Entrepreneurs
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Agricultural Marketing Organizations
Why AIF Matters
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Reduces post-harvest losses
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Improves storage and supply chain efficiency
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Promotes value addition and processing
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Enhances market access for farmers
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Encourages adoption of modern agricultural technology
Conclusion
The Agriculture Infrastructure Fund is a transformative initiative that enables farmers and agribusinesses to build quality infrastructure with affordable financing, leading to higher productivity, reduced wastage, and improved farm profitability.