Agriculture infrastructure fund (AIF)

Agriculture infrastructure fund (AIF)

Agriculture Infrastructure Fund (AIF)

Empowering farmers through modern agricultural infrastructure and affordable financing.

What is AIF?

The Agriculture Infrastructure Fund (AIF) is a flagship Government of India financing scheme launched to support the creation of post-harvest management infrastructure and community farming assets. It provides affordable credit to farmers, FPOs, agri-entrepreneurs, cooperatives, and startups for building modern agricultural facilities.

Key benefits

  • 3% intrest subvention on eligible loans upto 2crore rupees
  • long-term finance for viable infrastructure projects
  • credit guarentee support for eligible borrowers
  • better farmer income through storage< processing and value addition

Eligible infrastructure

  • warehouse & silos
  • cold storage
  • grading and packhouses
  • custom hiring centres

Also includes primary processing units, logistics infrastructure, smart farming, drones, IoT systems, nurseries, and seed processing facilities.

Who Can Apply?

  • Individual Farmers

  • Farmer Producer Organizations (FPOs)

  • PACS & Cooperatives

  • Self-Help Groups (SHGs)

  • Agri Startups & Entrepreneurs

  • Agricultural Marketing Organizations

Why AIF Matters

  • Reduces post-harvest losses

  • Improves storage and supply chain efficiency

  • Promotes value addition and processing

  • Enhances market access for farmers

  • Encourages adoption of modern agricultural technology

Conclusion

The Agriculture Infrastructure Fund is a transformative initiative that enables farmers and agribusinesses to build quality infrastructure with affordable financing, leading to higher productivity, reduced wastage, and improved farm profitability.

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